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Friday, 10 August 2012

The Future of Mobile Payments: Continuation of Commerce during Global Economic Crisis

The modern financial world has evolved from a relatively resilient system to one that is highly interconnected and subject to cascading failures.  For example, global banks have become increasingly interconnected, which means that a failure in one bank can have ramifications for many more.  There are many potential triggers that could cause a domino effect including sovereign default, changes in international currency settlements regime, war, competitive currency debasement, and others.

This report evaluates the risk factors that may lead to a disruption in global commerce and the use of mobile payment systems to provide for continuity of commerce in such situations.  Emphasis is placed on the need for independent back-office accounts, settlement and clearing mechanisms, and a flexible mobile wallet system.  This report also provides a market overview and forecast for mobile payments.

Target Audience:
  • Social Commerce Vendors
  • Mobile Network Operators
  • Mobile Software Developers
  • OSS/BSS Solution Providers
  • Department of Homeland Security
  • Handset and Tablet Manufacturers
  • Mobile Payment Service Providers
  • Content and Applications Aggregators
  • Mobile Marketing and Advertising Providers
  • Telecommunications Infrastructure Providers
Future of Mobile Payments 

Published: August 2012                                No. of Pages: 48          
           
Price: Single User: US $ 995                        Corporate User: US $ 2995 



Table of Contents

Executive Summary  4
Current State of the Global Economy   4
Potential Threats that could Cause a Major Disruption to Commerce   5
Counterparty Risks   7
Financial Derivatives    7
System and Liquidity Problems = Cash Problems    8
Alternative to Cash and Cards: Mobile Payments  8
Mobile Payments, Mobile Network Operators, and Banks  9
The Problem with Banks  10
Alternatives to Banking: Independent Bi-lateral Payment Processing   11
Introduction to Electronic Payment Systems  12
M-Payment  14
Paybox 16
Paybox Disadvantages 17
M-payment Markets  17
Money Transfers    19
Mobile Payments Developments in Emerging Markets  19
The Role of the Devices  20
The Role of Mobile Operators  21
Banks Role  21
Technologies  22
Future Trends  23
Features    24
E-Marketing    25
Challenges   25
Management Challenge  26
Customers Expectations  26
Security Problems  27
Technical Challenges   27
Solutions   28
Mobile Payments Systems: The End of the Credit/Debit Cards  29
ISIS wallet  29
Google Wallet and its SWOT Analysis  30
Google Wallet Challenges and how to overcome it   32
PayPal and Google Wallet  34
Visa Wallet SWOT Analysis   35
Serve by American Express E-wallet and its SWOT Analysis  40
Google Wallet verses ISIS Wallet    41
Comparison between Current Wallet Systems   42
Advantages of the M-payments Systems    43
Mobile Payments Market 2012-2017  44

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